State Farm Homeowners Insurance Claim
Hurricane Ida hit many Louisiana residents on August 29, 2021. Although Louisiana residents are accustomed to hurricanes, the devastation and damage can leave lasting scars. Following a hurricane, many residents are displaced from their homes. Those homes could have sustained minor damage, severe damage, or could have been totally destroyed. The last thing those in this position need is an insurance company that refuses to pay what the claim is worth—or denies the claim entirely. A State Farm homeowner claim denial is, unfortunately, not that uncommon. Most insurance companies—including State Farm—are masters at delay-and-deny tactics. Insurance companies are 100 percent focused on their financial bottom line. This means if they can consistently underpay or deny claims altogether, their balance sheet looks much better at the end of the year. If you find yourself in the position of dealing with State Farm delay or deny tactics, there is help out there. Gulf Coast Insurance Attorneys, has been helping people just like you for many, many years.
Download: 10 Steps To Take After Hurricane Property Damage
We want to help you get your life back on track as quickly and completely as possible. We understand you are in an untenable situation. You and your family may be living with relatives, with friends, or in a hotel that you cannot afford. You need to get back into your home as quickly as possible to begin rebuilding your life. We will take care of you in this time of need. We will be the advocate in your corner, fighting fiercely for your rights and your future.
About State Farm
State Farm was founded in 1922 by retired farmer and insurance salesman George Jacob Mercherle. Today, State Farm insures more cars and homes than any other insurer in the United States, ranking 36 on the Fortune 500 list of largest companies. State Farm Flood Insurance is based in Bloomington, IL, offering flood insurance in D.C. and all 50 states. Flooding is the number one natural disaster in the U.S., costing Americans more than a billion dollars a year.
Reach out online or call (504) 438-4507 if you feel you have been denied an insurance claim.
Bad Faith and a State Farm Homeowner Claim Denial
Despite the memorable slogan “Like a good neighbor, State Farm is there,” in reality, State Farm is just like every other insurance company—focused on its financial bottom line. In fact, according to NPR, there was some scandal involved following Hurricane Katrina, after State Farm apparently “willfully and knowingly denied valid claims.” Two former State Farm adjusters came forward as whistleblowers to aid a plaintiff’s case against the insurance company. State Farm was found guilty of defrauding the U.S. government by changing damage reports to avoid paying homeowners the needed money to rebuild. In 2010, State Farm Mutual confirmed it would stop administering federal flood insurance policies. At the time, State Farm was the nation’s largest administrator of such policies written by the National Flood Insurance Program.
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In Your Time of Need, We’re Here for You Why Choose Gulf Coast Insurance Attorneys?
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Appealing A State Farm Homeowner Claim Denial
If State Farm sends you a formal letter explaining their reason for denying your claim—until you receive this letter, your claim has not been denied. Read the letter carefully, comparing the explanation to what you believe your policy covers. If there is a legitimate reason for denying your claim (i.e., you forgot to pay your premiums), then there is nothing more to do. If, however, you believe the property damage should be covered, speak to your claims adjuster and your agent immediately. If State Farm is not budging and you believe your hurricane damage should be covered, it could be time to contact a Gulf Coast Insurance Attorneys attorney who can promptly help you get the amount you deserve for your claim. If your claim goes to the appeal stage, it is always a good idea to have an attorney guide you through the process, as it can be complex because insurance companies tend to have more respect for claimants that are legally represented.
Why Contacting Gulf Coast Insurance Attorneys is the Best Action to Take
If you are having difficulty with your State Farm Homeowner Claim, we want to help! We have helped hundreds of people just like you who faithfully paid their insurance premiums, and then when disaster struck, they were left dealing with a bad-faith insurance company. We will aggressively fight for your rights from start to finish. When life throws you a curve, we will consistently be your advocate.
We will ensure you can let go of some of your anxiety, stress, and worry; we will handle your insurance company while you get your life back on track. Contact Gulf Coast Insurance Attorneys, today.