Louisiana Fire Damage Claim Attorney

A fire at your home is a traumatic experience, whether relatively minor or if it burns your home to the ground. In addition to significant emotional distress, there may also be physical injuries. And, when a home burns, you have not only lost your residence, but also many other things of value—and even some things that are irreplaceable like photo albums, important documents, and heirlooms. For most of us, our home is the place where we feel safe, secure, and comfortable. The loss of this security can significantly disrupt your family’s daily lives. Following this devastating loss, you will face the challenges of evacuation, relocation, and rebuilding. Many people go through a variety of emotions, including depression, anger, and hopelessness. If your insurance company seems to be delaying your homeowner’s claim for the fire, offers you much less than you need to rebuild and replace, or outright denies your claim, the challenges increase exponentially. This is a time when you need an experienced Louisiana fire damage claim attorney from Gulf Coast Insurance Attorneys.

We will work tirelessly on your behalf to force the insurance company to honor its commitment to you and your future. While insurance companies have their financial bottom line in mind at all times, our attorneys will provide a comprehensive evaluation of the damages and the costs to repair and rebuild, then insist they provide that amount so you can move forward.   

What Type of Home Damage Can a Fire Cause?

A fire can cause a wide variety of damage, from flame damage to smoke damage, and even damage from the firefighters trying to save the house with water and chemicals. The heat from a house fire can destroy walls, ceilings, floors, furniture, appliances, and personal belongings. Once the flames are out, however, there can be much more damage to follow. Smoke and very fine soot particles can seep into the walls, ceilings, and floors causing a smoke and chemical smell that can be difficult if not impossible to remove.

Smoke damage can also compromise the structural integrity of your home, making it necessary to have a professional evaluate the boards and beams that hold up the roof and walls. Attempting to clean sooty, smoke-filled walls on your own can actually do more harm than good. The same is true of attempting to clean furniture upholstery. Fire and smoke damage specialists have the tools and resources necessary to remove smoke and soot damage. When firefighters are putting out the flames, they may have to break windows, or even put holes in the roof. This can result in serious water damage.  If the weather brings rain in the days to come, the water damage can worsen, even causing black mold—some that is visible, and other mold damage that is not visible.