Dedicated Texas Hurricane Claims Lawyer On Your Side
When your home is devastated by a hurricane, you may be left with a damaged or destroyed home and property, wondering where to turn for help. As you attempt to get your life back on track following a hurricane, it can be made much more difficult when your insurance company refuses to pay what your claim is worth, outright denies your claim, or engages in a game of one delay after another. During such a difficult time, it can be a huge relief to have a strong legal advocate in your corner. A Texas hurricane claims lawyer from Gulf Coast Insurance Attorneys is ready to fight for your rights and help you through the process from beginning to end. We understand that when your insurance company refuses to honor its commitment to you at a time when your life is already turned upside down, it can feel overwhelming. Peter Diiorio and his legal team want you to get back to your life as quickly as possible and will work hard on your behalf to ensure this happens.
How Are Hurricanes Impacting Texas?
According to weather.gov, the frequency of hurricanes along any fifty-mile segment of the Texas coast is one every six years. Since 1829, the longest hurricane-free period for Texas was about ten years, between October 1989 and August 1999. Hurricanes and tropical storms generally hit Texas between the first of June and the 5th of November, with the month of August being the most likely time Texas could see a hurricane.
Hurricane Ike in 2008 was a major hurricane, wavering between categories 2 and 4 in strength. Hurricane Harvey was a devastating Category 4 hurricane that made landfall in Texas and Louisiana in 2017, causing catastrophic flooding and more than 100 deaths. More recently, Hurricane Nicholas made landfall in September 2021. While only a Category 1 hurricane, more than 500,000 people in the state lost power, and there were rainfall totals in Freeport of more than 10”. Virtually all homes in Surfside Beach sustained considerable damage.
Why Choose a Texas Hurricane Claims Lawyer from Gulf Coast Insurance Attorneys?
At a time like this, your choice of attorney really matters. While you certainly have many choices, once you have spoken to a highly knowledgeable Texas hurricane claims lawyer from Gulf Coast Insurance Attorneys, we believe your choice will become clear. We understand your situation and know how to fight big insurance companies who are refusing to honor their commitments.
We also understand what a difficult time this is for you and will do everything in our power to take some of the burden from you, allowing you to get your life back on track following a hurricane that damaged or destroyed your home. At Gulf Coast Insurance Attorneys, we are highly focused on our clients and their lives. Your distress and difficulties dealing with a large insurance company are personal to our legal team. Attorney Peter Diiorio has helped hundreds of people in the same situation you now find yourself in. Our firm is committed to securing a better future for every client.
Recognized Excellence Award-Winning Dedication to Client Success
Proven Track Record Real Results for Our Clients’ Recovery
Our top priority is to devise customized legal strategies that are tailored to the unique legal needs of our clients, no matter how simple or complicated their situations, might be.
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$416,242.49 Business Property Lawsuit in Orleans Parish
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$255,000.00 Hurricane Laura Settlement
State Farm Fire & Casualty Insurance Company
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$245,729.51 Hurricane Laura Settlement
Allstate Insurance Company
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$192,049.90 Hurricane Ida Settlement
State Farm Fire & Casualty Insurance Company
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$185,000.00 Hurricane Zeta Settlement
Scottsdale Insurance Company
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$169,954.06 Hurricane Ida Settlement
Allied Trust Insurance Company
What Are Common Types of Hurricane Damage?
A category 4 hurricane has 130-156 mph winds that can tear or lift roofs off homes and commercial buildings. If your roof has been damaged or destroyed by a hurricane, then it is also highly likely that you will have significant water damage on the interior of your home. Depending on your policy, what your insurance company will pay on your roof will depend on how old your roof is and whether it has had any prior damage. If your roof is relatively new, most insurance policies will pay to have the roof repaired or perhaps even for a new roof. When your roof, windows, and doors are damaged, flying debris and heavy rains from the hurricane can damage floors, walls, ceilings, appliances, furniture, and personal items.
One major concern following a hurricane is mold damage. Since many insurance policies limit coverage for mold, it is important that you take immediate steps to limit the damage from flooding following a hurricane. Hot water heaters, AC units, heating units, computer equipment, and other equipment can be damaged or destroyed during a hurricane. Your insurance policy will determine what will be covered, but it can be extremely important to document all damage, with photos and written notes.
Client Stories See Why Clients Trust Gulf Coast Insurance Attorneys
At Gulf Coast Insurance Attorneys, your satisfaction is our priority! See for yourself what our clients have to say about working with us.
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"Compassionate & Effective Advocate"Mr. Diiorio’s kindness and dedication brought us swift relief after hurricane damage. An excellent lawyer who truly cares—highly recommend for legal support!- Jerry F.
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"An Attorney Who Truly Cares"Peter was professional, efficient, and truly made me feel supported. He has all the qualities you’d want in an attorney. When in doubt, go with Diiorio!- Loud Dental
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"Guiding You Through Every Twist and Turn"Thank you, Attorney Diiorio, for your invaluable support and guidance throughout my case. Your expert advice helped me navigate challenges and achieve success!- Renaldo B.
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"Top-Notch Representation"Peter Diiorio’s expertise and dedication led to a great outcome in my case. He’s the best choice I could’ve made—10 stars if I could give them!- Don C.
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"Exceptional Service, Every Step of the Way"Attorney Diorio was caring, professional, and always accessible. He kept me informed and addressed my concerns. I highly recommend him to anyone seeking the best.- Rosie R.
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"Knowledge and Commitment You Can Trust"Peter is knowledgeable and responsive, answering all inquiries with clear next steps. His follow-up is impeccable. I highly recommend him—5 stars for sure!- Connie K.
What Steps Should I Take Following Hurricane Damage to My Home?
Following hurricane damage to your Texas home, it is important to consider the following steps:
- If there are any downed power lines or uprooted trees, contact the proper authority in your area.
- Until you receive an “all-clear” on your water, boil all water that is used to drink or in your meal preparation.
- Floodwaters can carry harmful bacteria and contaminants, so be cautious if you must navigate through these floodwaters.
- Wear protective gear when repairing and cleaning up hurricane damage.
- If the hurricane caused a power outage, destroy food in your freezer and refrigerator.
- When it is safe to do so, have your utilities turned back on.
- Take photos of all interior and exterior damage to your home.
- Contact your insurance company as soon as possible following the hurricane.
- Complete temporary repairs to prevent additional damage.
Will My Insurance Company Cover Hurricane Damage to My Home?
While your homeowner’s insurance policy likely covers damage from strong winds—including hurricanes—there may be a separate deductible for damage resulting from a named hurricane. Not every homeowner’s policy includes wind and hurricane damage, but it is a likely component if you are in a hurricane-prone area. It is important that you know exactly what is covered under your policy before disaster strikes. Even if your policy covers hurricane damage, it is usually limited to damage from hurricane winds.
The accompanying flooding may not be covered under your policy. Many people—especially those who live in a hurricane-prone or flood-prone area, may have to purchase separate flood insurance through FEMA to be covered for flood damage. Your policy should cover wind damage to your home, outbuildings, and fences, as well as personal property coverage for the contents of your home. If you are unable to live in your home while it is being repaired or rebuilt after the hurricane, your insurance may pay for a hotel, food, and some other items under loss of use.