USAA Homeowners and Flood Insurance Claims in Texas
A USAA claim denial in Louisiana following a hurricane with flood damage can be devastating to your life. After going through the trauma of a hurricane, all you want is for the insurance company to do what they promised after you consistently paid your monthly premiums. Unfortunately, insurance companies are masters at denying and delaying payments to keep a healthy bottom financial line—often at the expense of their policyholders. If your home has been damaged or destroyed, you may be living with relatives or in a hotel—or you are attempting to stay in a house that may be without power or water. When your insurance company takes its time getting your settlement money to you when the check will only cover a fraction of the damage, or when the company denies your claim altogether, you need help, and you need it quickly. The team at Gulf Coast Insurance Attorneys can help you through this difficult time. We will work hard on your behalf for the proper settlement—one that will fully restore or rebuild your home.
Download: 10 Steps To Take After Hurricane Property Damage
Peter Diiorio at Gulf Coast Insurance Attorneys believes in your right to a fair and fast settlement. After all, you held up your end of the bargain; now it’s time for your insurance company to do the same. You may be stressed, anxious, and frustrated right now, unsure of what to do. Let us take the burden of dealing with your insurance company from you, giving you the time to do all the other things that need to be done to get your life back on track. We want to be the advocate in your corner that will aggressively pursue an insurance settlement that is equitable and timely.
About USAA
Twenty-five Army officers met in San Antonio, TX, in 1922, deciding to insure one another’s vehicles. They couldn’t have imagined their tiny organization would serve millions of members across the United States one day. USAA grew steadily throughout the century, as wars and military build-ups increased the pool of eligible members. Today, USAA is the fourth-largest auto insurer and fourth-largest home insurer in the nation.
Recognized Excellence Award-Winning Dedication to Client Success
Proven Track Record Real Results for Our Clients’ Recovery
Our top priority is to devise customized legal strategies that are tailored to the unique legal needs of our clients, no matter how simple or complicated their situations, might be.
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$416,242.49 Business Property Lawsuit in Orleans Parish
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$255,000.00 Hurricane Laura Settlement
State Farm Fire & Casualty Insurance Company
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$245,729.51 Hurricane Laura Settlement
Allstate Insurance Company
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$192,049.90 Hurricane Ida Settlement
State Farm Fire & Casualty Insurance Company
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$185,000.00 Hurricane Zeta Settlement
Scottsdale Insurance Company
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$169,954.06 Hurricane Ida Settlement
Allied Trust Insurance Company
Common USAA Bad Faith Practices In A USAA Claim Denial in Louisiana
Virtually every insurance company is guilty of engaging in bad faith practices on occasion. Bad faith practices are illegal, and if USAA denied your claim for what does not seem to be a legitimate reason, you need help. Your insurance policy is a contract between you and your insurance company. You faithfully pay your insurance premiums every single month, and your insurance company will cover damages to your home in the event of a disaster. When your insurance company fails to hold up its end of the bargain, it may be acting in bad faith. Bad faith practices may include:
- Failing to investigate your claim thoroughly
- Delaying the decision on your claim
- Failing to pay what your claim is worth
- Failing to pay you promptly
- Denying your claim entirely
On occasion, a bad-faith insurance claim denial from USAA could be an accident. Most often, delays, denials, and failure to pay a fair amount are simply tactics to save the insurance company money. In short, profit over policyholders. Your situation may seem hopeless but don’t give up hope until you speak with Peter Diiorio at Gulf Coast Insurance Attorneys.
Client Stories See Why Clients Trust Gulf Coast Insurance Attorneys
At Gulf Coast Insurance Attorneys, your satisfaction is our priority! See for yourself what our clients have to say about working with us.
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"An Attorney Who Truly Cares"Peter was professional, efficient, and truly made me feel supported. He has all the qualities you’d want in an attorney. When in doubt, go with Diiorio!- Loud Dental
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"A Trusted Advocate You Can Count On"Peter is a caring and hardworking attorney who delivers great results. Always available to discuss legal matters, I highly recommend him for any legal needs!- Jon B.
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"Hurricane Relief Champion"Peter’s expertise won us the compensation we needed after Hurricane Ida. He’s an amazing lawyer—highly recommend him for any legal help!- Leo G.
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"Turning Challenges into Victories"Peter is an outstanding attorney who turned my case around. His hard work and support allowed me to recover without financial worry. I recommend him wholeheartedly!- Claire L.
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"Trusted Insurance Claim Advocate"Peter’s expertise and care made all the difference! He kept me informed at every step, always responsive, and went above and beyond. Highly recommend!- Lisa T.
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"Exceptional Service, Every Step of the Way"Attorney Diorio was caring, professional, and always accessible. He kept me informed and addressed my concerns. I highly recommend him to anyone seeking the best.- Rosie R.
USAA and National Flood Insurance Program
If your home is in a high-risk area, your mortgage company may have required you to purchase flood insurance. It is a common misconception that you don’t need flood insurance if you are in moderate to low-risk flood areas. Flood insurance is not part of your typical homeowner’s coverage, but it is not just for high-risk areas. Flooding is the top natural disaster in the United States, and those that live in the state of Louisiana are no strangers to hurricanes and the accompanying flooding. If you have not had flooding in the past, this is no guarantee you will not suffer home flooding in the future. Our weather has changed significantly over the years, with areas that never flooded in the past now experiencing flooding and even severe flooding. Since a mere few inches of water can result in tens of thousands of dollars worth of damage, it is crucial that homeowners purchase flood insurance. USAA sells and services flood coverage under the National Flood Insurance Program (NFIP). The program’s maximum coverage is $250,000 for a home and $100,000 for the contents. If additional coverage is required, USAA can refer you to a broker. Condo owners and renters may also purchase flood insurance.